Can you look at a contract before I sign it?

Yes, for our clients this is a complimentary service we provide. This includes reviewing buy-sell agreements, estate documents such as business and personal trusts and pour-over wills, and noncompete agreements.

What is a buy-sell agreement and do I need one?

A buy-sell agreement sets in advance what happens to a business owner when one of the partners is injured and can't work or passes away unexpectedly. We believe in being proactive and making sure all ownership changes are smooth. We actively work to ensure smooth business transitions between owners. We coordinate with your attorney. We also make sure all buy-sell agreements are funded in case a business owner is injured or dies. A buy-sell agreement without funding to back it up is of very little use to the surviving owner(s).

What is key person insurance?

Insurance that protects your business in case of an unexpected loss or disability of an essential leader.

What employee benefits can you help me offer?

We offer all group benefits from 401(k) and SIMPLE IRA to health, vision, dental insurance. We also offer ancillary benefits such as group long and short term disability and life insurance. Request a group benefits consultation today to begin the process with us.

Do you give tax advice?

We manage tax-efficient portfolios and work with your CPA to manage your federal ordinary taxation rates. We do not file taxes, but work closely with tax-advantage, tax-deferred, and tax-free strategies on a daily basis.

Can you plan my own retirement as well as my team's benefits?

Yes. Your benefits plan and your own retirement plan are part of the same conversation.

What is your relationship with the Hollister Chamber of Commerce?

We are the Chamber's financial planning and health insurance partner.

How do I get started?

Schedule a consultation today. We begin with sending you our survey and will have an in-depth conversation regarding your goals, time horizon, and questions.

Business owners

Plan for your business and the people in it.

Employee benefits, ownership and your own retirement, planned together.

Schedule a consultation

Call 417-501-5450 Text 417-674-3638

The Hollister Chamber of Commerce's only financial planning and health insurance partner

For you

This is for you if

You are an individual owner of a business with or without employees.
You're a single member LLC, multi-member LLC, or file your taxes as an S-Corporation.
You're one of a handful of owners in a partnership with or without employees.
You want to maximize your business for personal use.
You want to attract and keep good people.
You want your business plan and your own retirement planned together.

How we help

How we help business owners.

Employer benefits and retention
We review your employee benefits, help you retain key employees, and manage your benefits. We are brokers of 401(k) plans, SIMPLE IRA plans, group health, vision, dental, disability, and life insurance among others. We eliminate duplication of benefits and review claims data and certificate of insurance to make sure you and your people are well taken care of.
Rewarding your key people
Deferred compensation is our specialty. We help you protect your business in case of an unexpected loss or disability of an essential leader. We also help you create strategic retention strategies so your key people are rewarded for being loyal to you and working for you longer.
Buy-sell agreements
We design effective buy-sell agreements for all events: premature death, exit of partners, and help you retire with dignity.
Wealth planning for owners
We coordinate your business exit whether it's selling your business, gifting to family, or transferring to a new owner.
We work 5 to 10 years in advance with you to help you craft an excellent exit strategy. We provide an informal business valuation so you have a ballpark based off your business taxes for what your business will be worth when you sell it. We provide three different estimates.
We coordinate with other advisors (such as CPA or Attorney) to make sure multiple minds are working for you.

We read the fine print with you.

We review contracts for our clients, complimentary, before you sign.

Employment agreements, including 1099 and W2 arrangements
Buy-sell agreements
Trusts and estate documents
Need a document notarized? We partner with a local notary to help simplify the process and provide added convenience for our clients.

Benefits for your team.

Are you a single-member or multi-member LLC looking to grow and add benefits or update your current benefits? Tell us your goals, what you want to accomplish, and how you are hoping to reward your employees. We can plan with you from there.

Request a group benefits consultation

Partners

Local partnership

Hollister Chamber of Commerce

Our process

Five steps, one conversation at a time.

01
Strategy call
We review your goals, what keeps you up at night, and your time horizon. We begin with the end in mind.
02
Financial health check
We review your financial statements (profit and loss and balance sheets) and business taxes to help us understand where you are coming from.
03
Personalized plan
We work with you to maximize your business for personal use.
04
Implementation
We help you update beneficiaries on investments and life insurance, work with a certified notary, and help you implement your financial plan.
05
Ongoing check-ins
With our business owner clients, we can meet quarterly, semi-annually, or annually to make sure your business is on the right track. With 1099 business owners, we work with your CPA to evaluate when it's time to file as a S-Corp, whether your spouse should be on the employee payroll, how to plan for your children's college or trade school, the owner's draw compensation, and how your potential social security benefits will be impacted by your W2 income.